Budgeting Methods Financially Successful People Follow

Having a budget is important, but there are many budgeting methods out there, each with a following that swears that it’s the best one that will make you financially successful. While financially successful people almost always use budgeting ...

How Much Money Do You Need to Live Comfortably?

How much money do you need? How much per year? How much per month? What is a comfortable life and how much money do you need to get there? These are big questions you may find yourself asking when you are looking at your family’s finances. You may ...

How to Avoid Overspending This Holiday Season

It’s extremely easy to overspend, especially this time of year. Following some simple budget guidelines can keep you from paying off holiday debt in the new year. With all the hustle and bustle it’s easy to lose track of how much money you are ...

Traditional Retirement Plans Can Leave Much to be Desired

You are putting money away for your retirement every month, and you may feel proud of yourself for thinking of your future. But if you are just blindly adding money to an IRA, 401K, or other account without thinking of how that money will work for ...

Student Loans and Their Effect of Retirement Savings

Should paying off your student loans take priority, or should saving for retirement be your focus? Saving for retirement and paying off your student loans are equally important. You know that your debt has an impact on your retirement savings, but ...
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How Debt Will Affect Your Retirement

When you are approaching your retirement years, you may be focused on how much you have saved, and not how much you have in debt. But carrying debt into retirement can have a significant impact on your retirement lifestyle. Without a steady income ...

The Value of Money VS. the Impact of Debt

You truly can’t consider yourself financially stable if you are carrying debt, and although it feels difficult, it is possible to become debt free. Do you understand the impact of debt in your full financial picture? You may bring in a good salary, ...

Understanding the Realities of Debt Settlement

Before you opt for a quick fix, such as debt settlement, it’s important to understand the short and long-term effects of your decision. There are few things more stressful than debt. Whether it’s a little or a lot, debt has a way of making people ...