Holiday Money Saving Tips and Tricks

The holiday season is in full swing and with all this festive cheer it can be easy to justify over-spending. The secret Santa exchange at work, the white elephant get-together this weekend, thoughts of WOWing your kids on Christmas morning…and once ...

How Can I Stop Living Paycheck to Paycheck?

Living paycheck to paycheck can be incredibly stressful. It means that if a financial emergency were to come up, you could end up finding yourself in a lot of trouble. You need to have a little bit of flexibility so that you can pay your bills ...

How Long Will Negative Information Stay on Your Credit Report?

Your credit report not only provides your credit score, but also your credit history. Lenders will often take a look at your credit report to determine how financially responsible you are. Things like late payments and missed payments help lenders ...

7 Ways to Save Money Without Even Trying

Nowadays, saving money is not an option given the current status of the economy. You might use the savings to buy a home, retirement, emergency deposit, or any other need that requires money. Even so, taking the first step toward saving is often a ...

Understanding Credit Scores and How it Affects You

Creditors will pay particular attention to your credit score when assessing whether or not to extend you a line of credit. These scores are also called risk scores as they help the creditors assess the level of risk of you not being able to pay what ...

7 Ways to Improve Your Credit Score

There's going to come a time in your life (if it hasn't already) when you'll need to borrow money in order to make a large purchase. For example, few people are able to pay for a car or a house out of pocket. When this time comes, you'll need to ...

How to Start Saving Money on a Budget

It is not easy for most people to set aside some money for a rainy day or for some future objective. If you are one of these people, this guide will help you follow simple and straightforward methods on how to start saving money.

How Does Debt Consolidation Affect Your Credit?

If you have racked up the debt across the years, don't feel bad! Just about everyone has accumulated a substantial amount of debt at one point or another. After all, most people cannot afford to pay for a college education, a home, an automobile, ...
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