How Long Will Negative Information Stay on Your Credit Report?

Your credit report not only provides your credit score, but also your credit history. Lenders will often take a look at your credit report to determine how financially responsible you are. Things like late payments and missed payments help lenders ...

7 Ways to Save Money Without Even Trying

Nowadays, saving money is not an option given the current status of the economy. You might use the savings to buy a home, retirement, emergency deposit, or any other need that requires money. Even so, taking the first step toward saving is often a ...

Understanding Credit Scores and How it Affects You

Creditors will pay particular attention to your credit score when assessing whether or not to extend you a line of credit. These scores are also called risk scores as they help the creditors assess the level of risk of you not being able to pay what ...

7 Ways to Improve Your Credit Score

There's going to come a time in your life (if it hasn't already) when you'll need to borrow money in order to make a large purchase. For example, few people are able to pay for a car or a house out of pocket. When this time comes, you'll need to ...

How to Start Saving Money on a Budget

It is not easy for most people to set aside some money for a rainy day or for some future objective. If you are one of these people, this guide will help you follow simple and straightforward methods on how to start saving money.

How Does Debt Consolidation Affect Your Credit?

If you have racked up the debt across the years, don't feel bad! Just about everyone has accumulated a substantial amount of debt at one point or another. After all, most people cannot afford to pay for a college education, a home, an automobile, ...

How is Interest Calculated on a Credit Card?

Credit cards are tricky. Everyone knows how they work, but few people know how they really work. The basics are easy to understand. You're provided with a line of credit. You use your credit card on whatever you want to purchase. You have to make a ...
Categories: Debt Free, Debt Solutions, Debt

Debunking 4 Debt Consolidation Myths

If you're currently paying off several different debts, such as if you have a number of credit cards with high balances, then you might be tempted to consolidate your debts. To consolidate your debt, you'll be provided with a loan that covers all of ...
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