Which Payment Type is Best if You Are Trying to Stick to a Budget?

Sticking to a budget can be challenging, especially if you've only recently decided that you need to save money. Trying to alter the spending habits that you've become accustomed to can be quite hard, after all. However, there's one trick that can ...

Provisional Income

When planning for retirement, most people think they need to put away as much money as they can while they are working. However, will that really get you to where you need to be? You may have heard it said before—‘it’s not what you make; it’s what ...

How to Pay Off Debts Quickly

Having a lot of debt can be an incredible burden. Not only does debt tend to increase as a result of high interest rates, but it can affect your credit score -- not to mention your financial flexibility. If you're looking to buy a new car or a new ...

7 Ideas For Getting Out Of Debt

If you're in debt, you're not alone. The average American has thousands of dollars in credit card debt along with tens of thousands of dollars in non-mortgage debt, such as car loans and student loans. Getting out of debt can be difficult, ...

What is the Relationship Between Credit and Debt

Your credit score is a representation of how financially responsible you are, both now and in the past. It's why lenders and creditors will use your credit score to determine how big of a risk you are, which is why it affects whether you're able to ...

Truth About Debt Consolidation

Getting out of debt can be frustratingly difficult, especially if you have multiple credit cards and loans with high interest rates that you're desperately trying to pay down. One solution that you might be considering is debt consolidation. If you ...

Is a Roth IRA Better Than a Traditional IRA?

Retirement accounts can be tricky to figure out. There are a lot of different retirement accounts that you can choose from -- yet, most people couldn't begin to tell you the difference between them. However, knowing how they are different is vital ...

Your Guide to Understanding the Difference Between Simple Interest and Compound Interest

Interest is something that affects our money everyday for the good or for the bad. When we aren’t earning interest, we are essentially losing money over time because when we go to the grocery store or the sporting goods store or clothing store, the ...
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