Tax Aware Retirement Changes in 2025

Larger deductions WILL continue for most tax-paying Americans regardless of how many itemized deductions you may have until December 31, 2025. This is because of the standard deduction rate of $12,400 for individual filers in 2020, $24,800 for those ...

Getting Caught Sleeping on Your Retirement

Meet Chris and Amy. They are 42 years old, they have a house with a mortgage, 2 teenagers and together make $140,000/year at work. When their friends ask them how they save for retirement they excitedly respond ‘we participate in a 401K plan at work ...

7 Financial Goals Everyone Should Have

Just like any good goal setting, it helps to have short-, mid- and long term financial goals. This set of seven goals takes that into account, so you can realize financial success both quickly and on a sustained course.

The Tax Deferral Myth

When did saving money ‘pre-tax’ become a good idea? Think back; Do you remember the first time you got a job that had a 401(k) type retirement plan? I say type because the 401(k) is not the only option, there are other plans such as 403(b), TSA, ...

How to Raise Your Credit Score

A good credit score signals good financial health, and with more than just a fair score, creditors will be more confident about extending you a line of credit in its various forms and at some of the most favorable terms.

Step-by-Step Guide to Creating a Personal Budget

Saving money can be difficult, especially when you take into account all of the different ways that you spend money -- such as mortgage payments, rent, utilities, online payments, cash, debit, and (most likely) multiple credit cards. Even if you're ...

Should I Save Money Even Though I'm in Debt?

Why You Should Save Money Even While in Debt Trying to get out of debt can be challenging, especially if you have credit card debt. Even as you pay down credit card debt, it can seem like an uphill battle due to the interest that continues to accrue ...

Is it Smart to Get a Consolidation Loan for Credit Card Debt?

Most people have experienced financial stress in their lives. Maxed out credit cards, rent hikes, and unexpected bills have a way of bringing us all to our breaking points, no matter how close we try to stick to our budget. If you are making the ...
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