The Impact of Paying Off Credit Card Debt

It doesn’t matter how it started. Credit card debt can be a crippling financial burden. For many, credit card debt was not something they thought they’d need to deal with long term. Maybe you made some poor decisions, but maybe these decisions were ...

7 Financial Goals Everyone Should Have

Just like any good goal setting, it helps to have short-, mid- and long term financial goals. This set of seven goals takes that into account, so you can realize financial success both quickly and on a sustained course.

How to Start Saving for Retirement

For most young people, retirement is nothing more than an afterthought. As such, most folks don’t begin drafting their retirement plans until they approach their 40s. More than half of Americans aged 18-34 have yet to begin saving. And 42% of adults ...

How to Raise Your Credit Score

A good credit score signals good financial health, and with more than just a fair score, creditors will be more confident about extending you a line of credit in its various forms and at some of the most favorable terms.

7 Ways to Improve Your Credit Score

There's going to come a time in your life (if it hasn't already) when you'll need to borrow money in order to make a large purchase. For example, few people are able to pay for a car or a house out of pocket. When this time comes, you'll need to ...

How Does Debt Consolidation Affect Your Credit?

If you have racked up the debt across the years, don't feel bad! Just about everyone has accumulated a substantial amount of debt at one point or another. After all, most people cannot afford to pay for a college education, a home, an automobile, ...
Categories: Debt Free, Debt Solutions, Debt

Debunking 4 Debt Consolidation Myths

If you're currently paying off several different debts, such as if you have a number of credit cards with high balances, then you might be tempted to consolidate your debts. To consolidate your debt, you'll be provided with a loan that covers all of ...

Which Payment Type is Best if You Are Trying to Stick to a Budget?

Sticking to a budget can be challenging, especially if you've only recently decided that you need to save money. Trying to alter the spending habits that you've become accustomed to can be quite hard, after all. However, there's one trick that can ...
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