Debt Reduction and Finance News
Categories:
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Understanding Credit,
credit history,
Understanding Interest,
Budgeting
How Debt and Financial Stress Affect Your Health
Everyone understands that debt isn’t good for your financial health. Planning, saving, and keeping debt low are the keys to keeping your financial health in good standing. What we don’t talk about enough is how debt impacts your mental and physical ...
Categories:
Money Matters,
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Budgeting,
Emergency Savings,
Emergency Fund
What if You Don’t Have an Emergency Fund?
Unexpected expenses are, by definition, not in your budget or plan. A surprise medical bill, a major car or home repair, or a job loss can all be financially devastating if you aren’t prepared. While you can’t plan an emergency, having an emergency ...
Categories:
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Budgeting,
Emergency Savings,
Emergency Fund
How Much is Enough to Put Away in an Emergency Savings Fund?
Life doesn’t always go as planned and sometimes things come up that we weren’t expecting, such as car or home repairs, medical emergencies, or sudden job loss. Just imagine how much easier and less stressful it would be to know that you were ready ...
Categories:
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Understanding Credit,
credit history,
Budgeting
The Impact of Paying Off Credit Card Debt
It doesn’t matter how it started. Credit card debt can be a crippling financial burden. For many, credit card debt was not something they thought they’d need to deal with long term. Maybe you made some poor decisions, but maybe these decisions were ...
Categories:
Money Matters,
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Budgeting,
Retirement Plan,
Retirement Savings
7 Financial Goals Everyone Should Have
Just like any good goal setting, it helps to have short-, mid- and long term financial goals. This set of seven goals takes that into account, so you can realize financial success both quickly and on a sustained course.
Categories:
Passive Income,
Money Matters,
Savings Strategy,
Debt Solutions,
Debt,
Understanding Credit,
Understanding Interest,
Retirement Plan,
Retirement Savings
How to Start Saving for Retirement
For most young people, retirement is nothing more than an afterthought. As such, most folks don’t begin drafting their retirement plans until they approach their 40s. More than half of Americans aged 18-34 have yet to begin saving. And 42% of adults ...
Categories:
Money Matters,
Debt Free,
Debt Solutions,
Debt,
Understanding Credit,
credit history,
Budgeting
How to Raise Your Credit Score
A good credit score signals good financial health, and with more than just a fair score, creditors will be more confident about extending you a line of credit in its various forms and at some of the most favorable terms.
7 Ways to Improve Your Credit Score
There's going to come a time in your life (if it hasn't already) when you'll need to borrow money in order to make a large purchase. For example, few people are able to pay for a car or a house out of pocket. When this time comes, you'll need to ...
