SMP What if You Haven’t Saved Enough for Retirement?

When you first begin your career as a young adult, retirement seems far away and not tangible enough to worry about. You start contributing to accounts, but you may not think about it beyond that. Then later, no matter how much you’ve saved and how ...

Overcoming Financial Anxiety

Financial anxiety is real and it can be paralyzing. You may feel physically sick when you think about the debt you have, the savings you don’t, or what would happen to your family if you lost your job. When you have anxiety, it’s easy to try and ...

What it Really Means if You Have Savings and Debt

Having a robust savings account feels good. Especially in these uncertain times it can be reassuring to know that you have money available if something, such as a job loss or a medical emergency, threatens your financial future. However, savings is ...

Which Payment Type Can Help You Stick to a Budget?

Sticking to a budget isn’t always easy, and plenty of adults look for things that can help. Different apps, payment types, and cards may help you sort through the different methods and find the budgeting approach that you can stick to.

Budgeting Methods Financially Successful People Follow

Having a budget is important, but there are many budgeting methods out there, each with a following that swears that it’s the best one that will make you financially successful. While financially successful people almost always use budgeting ...

Student Loans and Their Effect of Retirement Savings

Should paying off your student loans take priority, or should saving for retirement be your focus? Saving for retirement and paying off your student loans are equally important. You know that your debt has an impact on your retirement savings, but ...

The Value of Money VS. the Impact of Debt

You truly can’t consider yourself financially stable if you are carrying debt, and although it feels difficult, it is possible to become debt free. Do you understand the impact of debt in your full financial picture? You may bring in a good salary, ...

Understanding the Realities of Debt Settlement

Before you opt for a quick fix, such as debt settlement, it’s important to understand the short and long-term effects of your decision. There are few things more stressful than debt. Whether it’s a little or a lot, debt has a way of making people ...
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