7 Financial Goals Everyone Should Have

Just like any good goal setting, it helps to have short-, mid- and long term financial goals. This set of seven goals takes that into account, so you can realize financial success both quickly and on a sustained course.

How to Raise Your Credit Score

A good credit score signals good financial health, and with more than just a fair score, creditors will be more confident about extending you a line of credit in its various forms and at some of the most favorable terms.

How Can I Stop Living Paycheck to Paycheck?

Living paycheck to paycheck can be incredibly stressful. It means that if a financial emergency were to come up, you could end up finding yourself in a lot of trouble. You need to have a little bit of flexibility so that you can pay your bills ...

How Long Will Negative Information Stay on Your Credit Report?

Your credit report not only provides your credit score, but also your credit history. Lenders will often take a look at your credit report to determine how financially responsible you are. Things like late payments and missed payments help lenders ...

7 Ways to Improve Your Credit Score

There's going to come a time in your life (if it hasn't already) when you'll need to borrow money in order to make a large purchase. For example, few people are able to pay for a car or a house out of pocket. When this time comes, you'll need to ...
Categories: Debt Free, Debt Solutions, Debt

Debunking 4 Debt Consolidation Myths

If you're currently paying off several different debts, such as if you have a number of credit cards with high balances, then you might be tempted to consolidate your debts. To consolidate your debt, you'll be provided with a loan that covers all of ...

Which Payment Type is Best if You Are Trying to Stick to a Budget?

Sticking to a budget can be challenging, especially if you've only recently decided that you need to save money. Trying to alter the spending habits that you've become accustomed to can be quite hard, after all. However, there's one trick that can ...

How to Pay Off Debts Quickly

Having a lot of debt can be an incredible burden. Not only does debt tend to increase as a result of high interest rates, but it can affect your credit score -- not to mention your financial flexibility. If you're looking to buy a new car or a new ...
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