How to Become a Saver When You’re a Spender

Some people are savers, while others are natural spenders. If you aren’t a saver, you know that you probably should be, but changing your habits isn’t always easy. Most of our tendencies are formed early on. Maybe you were a child who loved seeing ...

What it Really Means if You Have Savings and Debt

Having a robust savings account feels good. Especially in these uncertain times it can be reassuring to know that you have money available if something, such as a job loss or a medical emergency, threatens your financial future. However, savings is ...

Best Budgeting Tools for Smarter Money Management

Nearly all financial moves begin with the assumption that you understand where your money is going every month, and that means you need to have a system for money management. Budgeting isn’t always easy. Many don’t have a budget at all, and others ...

Which Payment Type Can Help You Stick to a Budget?

Sticking to a budget isn’t always easy, and plenty of adults look for things that can help. Different apps, payment types, and cards may help you sort through the different methods and find the budgeting approach that you can stick to.

Steps to Take When Financially Securing Your Retirement

If you’re planning on retiring within the next ten years, you likely have a mix of emotions from relief and excitement to apprehension and worry about whether you’ll be financially ready when the time comes. Fortunately, there are some retirement ...

Building an Emergency Fund to Secure Your Financial Future

Although we plan for what we can, there are times when unforeseen expenses can threaten to destroy our financial security. You’re paying your bills, you have some expendable income, but unexpected circumstances can quickly turn into financial ...

Should I Save, Pay Down Debt, or Invest My Money?

Finding yourself with extra cash is a good problem to have. Still, when you find yourself with a surplus, there is a decision to be made. Does it make the most sense to pay off debt? Is it more advantageous to put the money to work in investments? ...

What if You Don’t Have an Emergency Fund?

Unexpected expenses are, by definition, not in your budget or plan. A surprise medical bill, a major car or home repair, or a job loss can all be financially devastating if you aren’t prepared. While you can’t plan an emergency, having an emergency ...
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