Debt Reduction and Finance News
How to Become a Saver When You’re a Spender
Some people are savers, while others are natural spenders. If you aren’t a saver, you know that you probably should be, but changing your habits isn’t always easy. Most of our tendencies are formed early on. Maybe you were a child who loved seeing ...
Categories:
Money Matters,
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Budgeting,
Emergency Savings,
Retire Debt Free
What it Really Means if You Have Savings and Debt
Having a robust savings account feels good. Especially in these uncertain times it can be reassuring to know that you have money available if something, such as a job loss or a medical emergency, threatens your financial future. However, savings is ...
Best Budgeting Tools for Smarter Money Management
Nearly all financial moves begin with the assumption that you understand where your money is going every month, and that means you need to have a system for money management. Budgeting isn’t always easy. Many don’t have a budget at all, and others ...
Categories:
Money Matters,
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Understanding Credit,
Understanding Interest,
Budgeting,
Emergency Savings
Which Payment Type Can Help You Stick to a Budget?
Sticking to a budget isn’t always easy, and plenty of adults look for things that can help. Different apps, payment types, and cards may help you sort through the different methods and find the budgeting approach that you can stick to.
Categories:
Savings Strategy,
Debt Free,
Debt Solutions,
Retirement Plan,
Retirement Savings,
Emergency Savings,
Tax Smart Retirement,
Retire Debt Free
Steps to Take When Financially Securing Your Retirement
If you’re planning on retiring within the next ten years, you likely have a mix of emotions from relief and excitement to apprehension and worry about whether you’ll be financially ready when the time comes. Fortunately, there are some retirement ...
Building an Emergency Fund to Secure Your Financial Future
Although we plan for what we can, there are times when unforeseen expenses can threaten to destroy our financial security. You’re paying your bills, you have some expendable income, but unexpected circumstances can quickly turn into financial ...
Categories:
Money Matters,
Savings Strategy,
Debt Solutions,
Retirement Savings,
Emergency Savings,
Emergency Fund
Should I Save, Pay Down Debt, or Invest My Money?
Finding yourself with extra cash is a good problem to have. Still, when you find yourself with a surplus, there is a decision to be made. Does it make the most sense to pay off debt? Is it more advantageous to put the money to work in investments? ...
Categories:
Money Matters,
Savings Strategy,
Debt Free,
Debt Solutions,
Debt,
Budgeting,
Emergency Savings,
Emergency Fund
What if You Don’t Have an Emergency Fund?
Unexpected expenses are, by definition, not in your budget or plan. A surprise medical bill, a major car or home repair, or a job loss can all be financially devastating if you aren’t prepared. While you can’t plan an emergency, having an emergency ...
