Getting Caught Sleeping on Your Retirement

Meet Chris and Amy. They are 42 years old, they have a house with a mortgage, 2 teenagers and together make $140,000/year at work. When their friends ask them how they save for retirement they excitedly respond ‘we participate in a 401K plan at work ...

7 Financial Goals Everyone Should Have

Just like any good goal setting, it helps to have short-, mid- and long term financial goals. This set of seven goals takes that into account, so you can realize financial success both quickly and on a sustained course.

The Hidden Truth Behind Traditional 401(k) Plans

If you are like most Americans, you've heard the phrase "start saving for retirement," drilled into your head by parents, bosses, and financial planners from the time you got your first paycheck. They weren't wrong, as it's definitely never too ...

How to Start Saving for Retirement

For most young people, retirement is nothing more than an afterthought. As such, most folks don’t begin drafting their retirement plans until they approach their 40s. More than half of Americans aged 18-34 have yet to begin saving. And 42% of adults ...

Step-by-Step Guide to Creating a Personal Budget

Saving money can be difficult, especially when you take into account all of the different ways that you spend money -- such as mortgage payments, rent, utilities, online payments, cash, debit, and (most likely) multiple credit cards. Even if you're ...

Holiday Money Saving Tips and Tricks

The holiday season is in full swing and with all this festive cheer it can be easy to justify over-spending. The secret Santa exchange at work, the white elephant get-together this weekend, thoughts of WOWing your kids on Christmas morning…and once ...

How Can I Stop Living Paycheck to Paycheck?

Living paycheck to paycheck can be incredibly stressful. It means that if a financial emergency were to come up, you could end up finding yourself in a lot of trouble. You need to have a little bit of flexibility so that you can pay your bills ...

How Long Will Negative Information Stay on Your Credit Report?

Your credit report not only provides your credit score, but also your credit history. Lenders will often take a look at your credit report to determine how financially responsible you are. Things like late payments and missed payments help lenders ...
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