How Debt and Financial Stress Affect Your Health

Everyone understands that debt isn’t good for your financial health. Planning, saving, and keeping debt low are the keys to keeping your financial health in good standing. What we don’t talk about enough is how debt impacts your mental and physical ...

The Impact of Paying Off Credit Card Debt

It doesn’t matter how it started. Credit card debt can be a crippling financial burden. For many, credit card debt was not something they thought they’d need to deal with long term. Maybe you made some poor decisions, but maybe these decisions were ...

How to Start Saving for Retirement

For most young people, retirement is nothing more than an afterthought. As such, most folks don’t begin drafting their retirement plans until they approach their 40s. More than half of Americans aged 18-34 have yet to begin saving. And 42% of adults ...

How to Raise Your Credit Score

A good credit score signals good financial health, and with more than just a fair score, creditors will be more confident about extending you a line of credit in its various forms and at some of the most favorable terms.

How Can I Stop Living Paycheck to Paycheck?

Living paycheck to paycheck can be incredibly stressful. It means that if a financial emergency were to come up, you could end up finding yourself in a lot of trouble. You need to have a little bit of flexibility so that you can pay your bills ...

How Long Will Negative Information Stay on Your Credit Report?

Your credit report not only provides your credit score, but also your credit history. Lenders will often take a look at your credit report to determine how financially responsible you are. Things like late payments and missed payments help lenders ...

Understanding Credit Scores and How it Affects You

Creditors will pay particular attention to your credit score when assessing whether or not to extend you a line of credit. These scores are also called risk scores as they help the creditors assess the level of risk of you not being able to pay what ...

7 Ways to Improve Your Credit Score

There's going to come a time in your life (if it hasn't already) when you'll need to borrow money in order to make a large purchase. For example, few people are able to pay for a car or a house out of pocket. When this time comes, you'll need to ...
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